Risk Disclosures

Last updated: March 25, 2026

Important: Please Read Carefully. Using Sardis and digital asset payments involves significant risks. You could lose some or all of your funds. Only use funds you can afford to lose. This document does not constitute financial, legal, or investment advice.

1. Cryptocurrency and Stablecoin Risks

Price Volatility

While stablecoins are designed to maintain a stable value, they may deviate from their peg temporarily or permanently, experience liquidity issues during market stress, or be affected by the issuer's financial health.

Regulatory Risk

Cryptocurrency regulations are evolving. Future laws may restrict stablecoin transactions in certain jurisdictions, require additional licensing, or impact the availability of certain features.

2. Blockchain and Technology Risks

Transaction Irreversibility

Critical: Blockchain transactions cannot be reversed. Sending funds to the wrong address or making errors in transaction amounts may result in permanent loss of funds with no recourse.

Smart Contract Risks

Smart contracts may contain bugs or vulnerabilities. Exploits could result in loss of funds. Dependency on external protocols introduces additional risk.

Network Risks

High network activity may cause delays or high fees. Networks may experience outages or degraded performance.

3. Custody and Security Risks

Non-Custodial Architecture

Sardis uses non-custodial MPC wallets. Benefit: You maintain control of your assets. Risk: If you lose access to your credentials, funds cannot be recovered.

No FDIC Insurance

Digital assets held in Sardis wallets are NOT insured by the FDIC, SIPC, or any government agency. Unlike bank deposits, there is no guarantee of recovery if assets are lost.

4. AI Agent Risks

Autonomous Decision-Making

• Hallucinations: AI may misinterpret data or make unfounded decisions
• Prompt Injection: Malicious inputs may manipulate agent behavior
• Unintended Actions: Agents may execute transactions you did not intend
• Runaway Spending: Improperly configured limits may allow excessive spending

Your Responsibility

You are legally responsible for all actions taken by your AI agents. Always implement appropriate spending limits, monitor agent activity, and maintain the ability to pause or revoke agent permissions immediately.

5. Operational Risks

Sardis is an early-stage company. The company may cease operations, services may be discontinued, or the business model may change. Because wallets are non-custodial, you would retain access to your funds even if Sardis ceases operations.

6. Risk Mitigation Recommendations

• Start Small: Begin with small amounts until you are comfortable
• Set Conservative Limits: Configure strict spending policies
• Monitor Activity: Regularly review transactions and agent behavior
• Secure Credentials: Use strong passwords, 2FA, and secure key storage
• Test Thoroughly: Use testnet before mainnet deployments
• Have a Plan: Know how to pause agents and secure funds if needed

7. Contact

Email: legal@sardis.sh

Website: https://sardis.sh