AP2 Protocol
Agent Payment Protocol (AP2) — the Google, PayPal, Mastercard, and Visa consortium standard for secure agent payments. Sardis verifies the full Intent → Cart → Payment mandate chain with signature validation and replay protection.
Mandate Chain
AP2 uses a three-step mandate chain to ensure that every payment traces back to an explicit user intent:
IntentMandate ───▶ CartMandate ───▶ PaymentMandate
(User) (Merchant) (Signed)
│ │ │
│ "I want to buy" │ "Here's cart" │ "Approved"
▼ ▼ ▼
Sardis Verifier
• Chain integrity check
• Signature validation
• Policy enforcementPython
from sardis import SardisClient
async with SardisClient(api_key="sk_...") as client:
# Create intent mandate
intent = await client.mandates.create_intent(
agent_id="shopping-agent",
max_amount_minor=50_000_000,
allowed_categories=["saas"],
)
# Execute payment from cart
result = await client.payments.execute_mandate(cart.id)
print(f"Transaction: {result.tx_hash}")TypeScript
import { SardisClient } from "@sardis/sdk";
const client = new SardisClient({ apiKey: "sk_..." });
const intent = await client.mandates.createIntent({
agentId: "shopping-agent",
maxAmountMinor: 50_000_000,
allowedCategories: ["saas"],
});
const result = await client.payments.executeMandate(cart.id);
console.log("Transaction:", result.txHash);Verification
Sardis validates every AP2 mandate chain before executing payment:
- Chain integrity — Each mandate references its parent
- Signature validation — All mandates cryptographically signed
- Amount bounds — Cart total must not exceed intent max amount
- Replay protection — Mandate cannot be executed more than once
- Policy enforcement — Transaction must pass Sardis spending policies and compliance checks
Protocol Stack
Industry-standard protocols for secure agent payments. Sardis implements AP2, UCP, A2A, TAP, x402, and ACP for comprehensive agent-to-merchant and agent-to-agent financial operations.
UCP Protocol
Universal Commerce Protocol (UCP) — standardized checkout flow for AI agents with cart management, discount application, session tracking, and fulfillment.